Frequently asked questions and answers
Here you will find the answers to the most common questions. Is your question not included? Simply contact us by phone or e-mail. We are always happy to help.
Why is advice from HYPO-CENTER AG free of charge for customers ?
HYPO-CENTER AG is your mortgage specialist. We are an independent consulting company. If the brokerage is successful, HYPO-CENTER AG receives a broker’s fee, which is paid by the financing partners. Due to this business model, our service is free of charge for you as a customer.
Why should I use the services of HYPO-CENTER AG ?
More and more potential mortgage borrowers seek advice from an independent mortgage specialist when taking out a mortgage or extending a mortgage. Leave the negotiations to the professional and save not only time and effort, but also a lot of money. HYPO-CENTER AG advises you competently and independently with regard to your questions about real estate. Thanks to our extensive experience in the mortgage sector and in licensing by financial institutions, we know exactly where which financing request has to be placed in order to obtain the best conditions for you. We will then submit the financing offers from our financial partners to you. In the end, you decide on the best offer. We are your partner in the financing of your property and are happy to support you before, during and after the financing.
Why go to HYPO-CENTER AG when buying or building a property ?
Buying a property, be it for your own home or for someone else’s use, presents a lot of stumbling blocks. Unexpected costs could arise and taxes must be taken into account (e.g. when withdrawing pension fund assets). Take advantage of our many years of experience in the real estate market, in dealing with financing partners, general contractors and land registries. We are happy to accompany you through the entire process up to the payment of the optimal mortgage and are always happy to be your contact for questions about financing.
Why go to HYPO-CENTER AG when you need to extend your mortgage ?
Mortgage lenders advertise that you can renew your existing mortgage product in a matter of minutes and clicks. But you lack a comparison to the other mortgage lenders. The market value of your property and your financial situation may have changed. In some cases, you can take out a new mortgage product up to 18 months before the due date. A comparison is definitely worthwhile and we will be happy to take over the inquiries, meetings and negotiations for you and obtain the best possible financing offer for you. You save time, effort and, above all, a lot of money.
Why to HYPO-CENTER AG if you want to increase or change your mortgage ?
Properties need to be renovated over time. Over the years, your requirements also change and investments are made. If this is not done from your own resources, an increase in your existing mortgage can be examined. This is a good opportunity to restructure all of the financing. The property’s market value and its financial situation may have changed. This also changes the repayment rates, etc. HYPO-CENTER AG will be happy to advise you on increasing or adapting your existing mortgage, checks the existing financing structure and shows you the various options. We obtain various financing offers, compare them and work with you to choose the best financing option.
Who are the finance partners of HYPO-CENTER AG ?
HYPO-CENTER AG works with numerous regional and international banks, insurance companies and pension funds. Thanks to the excellent relationship with our financial partners, we can get you the best terms and conditions.