What do I need to pay attention to when buying a home?

Is the price justified?

When buying a home, the location is very important. Between centers and the agglomeration, the differences can be very big. A lot depends on the location, for example how the price will develop in the future. Check the infrastructure in the surrounding area. Shopping facilities, transport connections, schools, etc. Clarify as far as possible future projects in the area, which could have an impact on the value of the property.
Also important is the floor plan, the living space and the standard of finish. Is there a certain flexibility in the room layout. Is the floor plan also sufficient for age-appropriate living.
You should also take advantage of the opportunity to have the property appraised by an independent expert.

Do you know the additional costs?

When financing, financial institutions assume 0.7 – 1% incidental costs from the value of the home. These are costs for electricity, heating, insurance, fees, taxes, maintenance and repairs. Often these costs are underestimated. Make a budget.

Do you understand the clauses in sales contracts?

Often, sales contracts are one-sided in favor of the sellers. There are clauses in the contracts that must be interpreted and understood correctly. Otherwise, things can get expensive or you can get into trouble.
For example, many general contractors assign warranty services to the buyer. Then you have to argue with the craftsmen yourself if there are defects.

When you buy your own home, let a specialist help you with all aspects of financing.

Come to HYPO-CENTER AG, we will be happy to accompany you.

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